What we collect and why
When you use UPI, Paytm, PhonePe or Google Pay to add funds, we keep only the transaction references, timing and status needed to reconcile your account and answer disputes. We do not keep extra payment data just to fill a file. Device details, sign-in timestamps and
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browser markers help us stop duplicate logins and spot broken sessions. We also store support messages, correction requests and the minimum log data needed for recordkeeping under local law. If a request conflicts with a retention duty, we explain what stays on file and why. Access
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to the service depends on local law and is available where local law permits, so the details in this policy apply alongside any local restriction that affects you.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.